May 7, 2025

First-Time Home Buyer Programs in Chicago

First-Time Home Buyer Programs in Chicago

Thinking about buying your first home in Chicago? You’re in luck—there are great programs designed to help first-time buyers get started. Whether it’s down payment assistance or reduced-interest mortgages, there’s real support available.

The Illinois Housing Development Authority (IHDA) offers popular programs like IHDAccess Forgivable, which provides up to $6,000 in down payment help. You can also explore options through the Federal Housing Administration, which is ideal for lower credit scores or smaller savings. And don’t forget to look into Fannie Mae's HomeReady® program for competitive rates.

Buying a Home in Chicago? Let’s Make It Easy.
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📍 Tell us what you're looking for or call/text 📞 (815) 765-4252.
Have questions? Email us at info@heartofchicagohomes.com.

Curious what’s on the market right now? Browse featured listings to see what fits your budget. Need more insights before you commit? Our news blog breaks down market trends and buyer tips weekly. And if you’re ready to talk options, connect with us anytime—we’re here to help make your home journey easier.


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